The Moller Law Group, LLC is a debt relief agency.
Filing for Chapter 7 or Chapter 13 Bankruptcy
In the current economy, many people who have been financially secure their whole lives are having a hard time making ends meet. Often, circumstances beyond a person's control are enough to uproot their financial stability. Divorce, medical bills or job loss can all force people to turn to bankruptcy.
At the Moller Law Group, we represent clients throughout Colorado Springs and Teller County in Chapter 7 or Chapter 13 bankruptcy matters. When clients contact us, we give them an honest assessment of their situation and help them understand the options available. Contact our firm online or call 719-694-1284 to learn more about the representation our lawyer offers in bankruptcy proceedings.
Understanding the Means Test and Exemptions
The Means Test is a court required test that a person must pass to qualify for a Chapter 7 or Chapter 13 bankruptcy. One of the first things we do when clients contact us with debt concerns is determine if they qualify to file for Chapter 7 or Chapter 13 bankruptcy. We do this through a review of the client's situation and exemptions so we can determine if a Chapter 7 or Chapter 13 bankruptcy is even an option. When we do so we address a variety of issues, including:
- Household size
- Mortgage or rent
- Value of home
Many clients are worried about whether they will be able to keep their house or car, or which debts can be discharged by filing bankruptcy. Since we know bankruptcy is an intimidating process, we are committed to answering all your questions so that you can make an informed decision about what course of action is best for you.
Chapter 7 or Chapter 13 bankruptcy discharges your debt, delays foreclosure and stops creditor harassment. We can help you get your financial life in order so that you can resume your journey through life with a fresh start and a lighter load. Schedule your appointment with our attorney by contacting us online or by calling 719-694-1284.